The IRA Practitioner Brief  ·  April 2026  ·  Live program

Rhode Island HEAR Rebates 2026: Up to $14,000 for LMI Households

Rhode Island launched the HEAR low-income pathway in September 2024 — first in New England. LMI households get 100% heat pump cost coverage up to $14,000. Stacks with Clean Heat RI for one of the strongest combined incentive packages on the East Coast.

Program Status — April 2026: LMI pathway LIVE (launched September 17, 2024). Moderate-income pathway (80–150% AMI) under development — launch date TBD. Contact the RI Office of Energy Resources for moderate-income pathway timing: Energy.HEAR@energy.ri.gov

Program Summary

Program Name Rhode Island Home Electrification and Appliance Rebates (HEAR)
Administrator Rhode Island Office of Energy Resources (OER)
Portal / Contact energy.ri.gov/energy-incentives/home-energy-rebate-programs  |  Energy.HEAR@energy.ri.gov
LMI Pathway Launch September 17, 2024 — first in New England
Moderate-Income Pathway Under development as of April 2026
Total Funding $31 million HEAR allocation
Intake Process Community Action Partnership (CAP) agencies — homeowners schedule home energy audit through local CAP agency
Contractor Enrollment Email Energy.HEAR@energy.ri.gov + insurance compliance + OER approval steps

Income Limits and Rebate Tiers

Income Tier AMI Threshold Cost Coverage Total Cap Heat Pump Cap Status
Low Income ≤80% AMI 100% of costs $14,000 $8,000 Live
Moderate Income 80–150% AMI 50% of costs $7,000 $4,000 Pending launch
Above 150% AMI >150% AMI Not eligible for HEAR See Clean Heat RI
AMI varies by county and household size. The same income can qualify or not qualify depending on where the household is located. Use the OER's AMI chart or work with the CAP agency to confirm household eligibility. Providence County has different AMI thresholds than Newport County or Washington County.

Eligible Equipment and Rebate Amounts

Measure Rebate (LMI, ≤80% AMI) Rebate (Moderate, 80–150% AMI) ENERGY STAR Required
Heat Pump (space heating/cooling) Up to $8,000 Up to $4,000 (pending) Yes
Heat Pump Clothes Dryer Up to $840 Up to $420 (pending) Yes
Electric Stove / Range / Oven Up to $840 Up to $420 (pending) Yes
Induction Cooktop Up to $840 Up to $420 (pending) Yes
Electric Wiring Upgrades Up to $2,500 Up to $1,250 (pending) N/A
Electric Panel (Load Service Center) Up to $4,000 Up to $2,000 (pending) N/A
Note: Total across all measures cannot exceed $14,000 (LMI) or $7,000 (moderate income). Amounts follow federal HEAR program structure; verify current amounts with OER.

The Rhode Island Stacking Opportunity

Rhode Island's HEAR program has one of the strongest stacking stories in New England because of Clean Heat RI, the state's separate heat pump incentive program funded through RGGI (Regional Greenhouse Gas Initiative).

Worked Example: LMI Household, Single-Family Home, Air Source Heat Pump

Heat pump installation cost (typical 3-ton ASHP, all-electric) $12,000
IRA HEAR rebate (≤80% AMI, 100% coverage up to $8,000) - $8,000
Clean Heat RI income-eligible incentive (balance covered up to $18,000 combined) - $4,000
Net cost to LMI household $0

For standard-income households not eligible for HEAR, Clean Heat RI independently provides 60% coverage up to $11,500 for heat pump installation.

Verify current stacking rules before quoting clients. Stacking arrangements between HEAR and Clean Heat RI depend on current program policy. Contact OER (Energy.HEAR@energy.ri.gov) and Clean Heat RI to confirm the current combined maximum and whether the programs accept simultaneous applications.

How the Application Process Works (Contractor Perspective)

Rhode Island's HEAR intake is managed through Community Action Partnership (CAP) agencies, which is different from most other live HEAR states where contractors submit project proposals directly.

  1. Homeowner contacts their local CAP agency. The homeowner initiates the process by scheduling a free home energy audit through their local Community Action Agency. CAP agencies are the primary intake point — clients cannot apply directly through OER without going through a CAP agency first.
  2. CAP agency conducts home energy audit. The audit establishes baseline conditions, confirms eligibility, and determines which measures qualify for HEAR funding.
  3. Project scope and contractor are identified. The CAP agency works with enrolled contractors to scope the project and confirm equipment eligibility. This is where your contractor enrollment becomes essential — you must be an enrolled HEAR contractor to be referred by CAP agencies.
  4. OER reviews and approves project. OER reviews the proposed scope, income documentation, and equipment selection before issuing pre-approval.
  5. Installation proceeds after written pre-approval. The standard HEAR pre-approval rule applies: no installation before written approval.
  6. Post-installation inspection and payment. After completion, the rebate is processed per the OER-HEAR program terms.
CAP agency relationships matter in Rhode Island. Unlike states where contractors can submit projects directly, RI's HEAR intake is CAP-agency-mediated. Building relationships with local CAP agencies — who manage a pipeline of income-eligible households — is the primary contractor acquisition strategy in this market.

Contractor Enrollment

To become an approved HEAR contractor in Rhode Island:

  1. Email OER at Energy.HEAR@energy.ri.gov with your name, company name, and contact information. This is the starting point — OER will provide the current contractor approval documentation package.
  2. Review insurance requirements. OER has published contractor insurance guidance. Minimum coverage levels are required — request the current insurance guidance document.
  3. Complete the HEAR Program Contractor Approval Steps. OER has released a specific document outlining all required steps. Request this document from OER directly.
  4. Maintain certifications and licenses. State HVAC license required for heat pump installations. BPI or equivalent home performance credential is appropriate given the energy audit workflow. EPA 608 certification required for refrigerant handling.

See our contractor certification requirements guide for details on which credentials are most broadly accepted across HEAR states.

Rhode Island Utility Context

Rhode Island has two primary electric utilities:

For contractors working in National Grid territory, Clean Heat RI incentives are accessible through the National Grid rebate process. Confirm current stacking procedure with National Grid and OER.

Key Contacts

HEAR Program Energy.HEAR@energy.ri.gov  |  energy.ri.gov/energy-incentives/home-energy-rebate-programs
RI Office of Energy Resources energy.ri.gov  |  (401) 574-9100
Clean Heat RI cleanheatri.com  |  energy.ri.gov/heating-cooling/clean-heat-ri
CAP Agencies (list) Contact OER for current list of participating Community Action Partnership agencies by county
National Grid RI Rebates nationalgridus.com/ri (rebates section)  |  1-800-322-3223

Frequently Asked Questions

Why is Rhode Island's HEAR uptake reportedly slow despite being live since September 2024?

Awareness is the primary bottleneck — ecoRI News reported sluggish uptake in 2025. The CAP-mediated intake process requires homeowners to know to contact their Community Action agency, which many income-eligible households don't do proactively. Contractors who work in the income-qualified space and who have relationships with CAP agencies are positioned to drive volume by helping clients initiate the process. The program has funding; the constraint is pipeline generation.

Can contractors find clients through the HEAR program, or only through their own networks?

Both. CAP agencies can refer enrolled contractors to income-eligible homeowners they're working with. Contractors can also identify income-eligible clients in their own pipeline and refer them to the local CAP agency to initiate the HEAR process. Building relationships with CAP agency energy coordinators is the most effective contractor acquisition strategy in Rhode Island's HEAR market.

When will the Rhode Island moderate-income pathway (80–150% AMI) launch?

As of April 2026, OER has not announced a specific launch date. The pathway is "under development." Monitor the OER HEAR program page and subscribe to the IRA Practitioner Brief for updates when RI announces the moderate-income launch — this will significantly expand the eligible household pool.

Does Rhode Island HEAR cover manufactured/mobile homes?

Yes — Rhode Island's HEAR program covers standard single-family homes, manufactured homes, and is specifically designed for LMI households across property types. This differs from Maine, where HEAR is currently limited to mobile homes and new affordable multifamily housing.

How does Rhode Island HEAR interact with the 25C tax credit?

The 25C Energy Efficient Home Improvement Credit expired December 31, 2025 (OBBBA). For 2025 RI installs: HEAR and 25C could both apply, with 25C calculated on net cost after rebates. See our 25C guide and our stacking guide for the interaction rules. For LMI households receiving 100% HEAR coverage, the 25C value may be minimal if the net cost approaches zero.